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Lending & Financial Institutions: Orange County and San Diego

Worley Law, P.C. represents national and local financial institutions such as lenders, loan servicers, investors, and private equity capital lenders with respect to litigation, collection and workout of distressed loans. The firm handles such matters in connection with all kinds of commercial loans, including business loans, lines of credit, construction, development and land loans, subdivision loans, and SBA loans.

Worley Law, P.C. has successfully represented large industry lenders in connection with lender liability claims, successor liability claims, note sales, FDIC whole bank purchases and loan pools, FDIC holder-in-course rights and litigation, loan participation disputes, guaranty litigation (including one-action rule, sham guaranty, and anti-deficiency defenses), foreclosures (judicial and non-judicial), receiverships, and loan modifications and workouts. Once a property is owned by the lender post-foreclosure, Worley Law, P.C. also regularly assists with real estate matters for REO departments, including with respect to tenants.

Worley Law, P.C. also regularly represents lenders as creditors in bankruptcy proceedings of borrowers and guarantors. The firm handles motions for relief from the automatic stay, valuation and cramdown issues, cash collateral disputes and workouts, UCC Article 9 lien analysis and collections, involuntary bankruptcy petitions, and nondischargeability adversary proceedings.

Kirsten Worley is co-chair of the Bankruptcy Subdivision of the American Bar Association's Tort Trial and Insurance Practice Section, Fidelity and Surety Law Committee. She is also an active member of the Orange County Bankruptcy Forum, the American Bankruptcy Institute, and the Orange County Bar Association Banking & Lending Section.

Worley Law, P.C.'s services for the financial and lending sector include the following:

  • Loan workouts and collections under credit facilities, including under guaranties
  • Judicial foreclosures
  • Receiverships
  • Secured party rights, anti-deficiency rules, one action rules, and UCC rights
  • Secured party UCC sales
  • Note sales
  • Loan modifications
  • Representation of distressed assets purchasers and federal and common law holders in due course rights and litigation

Contact Us

Contact Information

Worley Law, P.C.

San Diego Office:
1572 Second Avenue
San Diego, CA 92101
Phone: 619-550-1004
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Orange County Office:
26632 Towne Centre Drive, Suite 300
Foothill Ranch, CA 92610
Phone: 949-420-3706
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Worley Law, P.C. represents clients throughout Southern California including Orange County, Foothill Ranch, San Diego and Los Angeles. Select matters are handled by the firm for clients nationwide.